Built for real life
Every feature is designed to save you time and help you make better financial decisions.
Spending Insights
See where every dollar goes with categorized spending breakdowns and monthly trend charts. Spot patterns instantly and make smarter decisions with your money.
Net Worth Tracking
Get a real-time view of your total assets and liabilities — cash, investments, and debts — all in one place. Watch your net worth grow over time.
Budgeting
Set monthly budgets for any spending category and track your progress in real time. Rollover unused budget or get alerted before you overspend.
Account Connections
Securely link your bank, credit card, and investment accounts via Plaid with read-only access. Your credentials never touch our servers.
Transaction Management
Transactions are automatically categorized the moment they arrive. Override any category manually, or create custom rules to automate your workflow.
Multi-Device
Breakfin is a Progressive Web App — it works beautifully on desktop and can be installed directly on your phone, no app store required.
Privacy-First
We operate on a strict read-only policy and never sell your data or show ads. Your financial information stays yours — always.
Shared Finances
Manage money as a household with multi-user team support. Invite a partner or family member and get a unified view of your combined finances.
Up and running in minutes
Connect your accounts
Link your bank, credit card, and investment accounts in minutes using Plaid. Secure, read-only access — no passwords stored.
Categorize automatically
Transactions are categorized the moment they arrive. Fine-tune with manual overrides or set up rules once and forget about it.
Understand your money
See spending trends, track your net worth, and stay on top of budgets — all from a single, clean dashboard.